Coinbase Partners With JPMorgan to Link Chase Accounts to Crypto Exchange – Here's When

Coinbase is teaming up with JPMorgan Chase in a move that could make it easier for millions of U.S. banking customers to interact with cryptocurrencies.

The partnership, announced Wednesday, will roll out in stages, eventually allowing Chase users to link their bank accounts directly to Coinbase, redeem loyalty points for digital dollars, and fund their crypto purchases using Chase credit cards.

New paths from chase to Coinbase

According to the announcement, the integration will begin with the option to fund Coinbase accounts via Chase credit cards later this year.

By 2026, Chase customers will gain the ability to convert their Ultimate Rewards points into Circle’s USDC stablecoin, with the funds delivered on Base, Coinbase’s Ethereum Layer 2 network. This marks the first time a major U.S. bank’s rewards program will enable redemption directly into a crypto asset.

The partnership aims to reduce the friction many new users face when moving money from traditional banks into digital asset platforms.

JPMorgan’s Head of Payments and Lending Innovation, Melissa Feldsher, said the collaboration is about “giving customers more ways to manage their money on their terms,” adding that additional features are planned over time.

Coinbase hinted that this is “just the beginning” of a broader integration strategy designed to bring more everyday banking customers onchain.

A sign of changing bank-crypto relations

The timing of the deal follows recent U.S. regulatory guidance on how banks can safely engage with crypto services, easing concerns for institutions exploring digital assets.

JPMorgan has been experimenting with its own blockchain-based deposit tokens, such as JPMD on the Kinexys platform, designed to move money securely onchain while staying within banking rules.

For Coinbase, tapping into Chase’s 80 million-strong customer base could open new on-ramps for stablecoin adoption and broader crypto usage among mainstream consumers.

The integration could also serve as a test case for future collaborations between banks and digital asset platforms, bridging traditional finance and blockchain-powered networks.

Both companies say they’re building towards a system where everyday rewards and bank accounts can flow seamlessly into crypto without the complicated steps that have long slowed adoption. If the rollout succeeds, it may reshape how large banks and crypto exchanges work together in the U.S. market.

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